Calculators and area research that show their workings

Find out how much you can borrow and afford.

How much house can I afford?

Calculate monthly repayments, total interest, and LTV.

What will my monthly repayment be?

Find out which mortgage type and strategy suits your situation.

Which mortgage type should I choose?

See how much interest and time you could save by overpaying your mortgage.

How much could overpaying my mortgage save?

Calculate how much you could save by switching mortgage deal.

Should I remortgage to a better rate?

Calculate the true monthly cost of shared ownership.

What does shared ownership really cost per month?

Calculate SDLT, LBTT, or LTT for a UK property purchase.

How much stamp duty will I pay?

See your net income after tax, National Insurance, and student loans.

What's my take-home pay after tax?

Estimate the total cost of buying a house in the UK.

What's the total cost of buying a house?

Calculate stamp duty, solicitor fees, survey, removals, and other moving costs.

What's the total cost of moving house?

Estimate annual energy costs by EPC rating and explore upgrade scenarios.

What will energy bills cost for this property?

Estimate the cost of extending a leasehold property lease.

What will it cost to extend my lease?

Estimate the cost of buying the freehold of a leasehold house.

What will it cost to buy my freehold?

Create an indicative valuation brief using property details and comparable-sale assumptions.

How much is this property worth?

Estimate renovation costs and possible value uplift for common improvements.

Will this renovation add more value than it costs?

Answer seven questions and get a personalised buying-readiness score.

Estimate the salary needed to buy a home at a given price.

What salary do I need to buy this home?

Work out the deposit you need and an indicative savings timeline.

How much deposit do I need?

Check the property tax and available first-time buyer treatment for your nation.

What stamp duty do first-time buyers pay?

Compare the long-term costs of renting versus buying.

Is it cheaper to rent or buy?

Calculate deposit, upfront costs, and the true monthly cost of renting.

What will renting really cost me up front and monthly?

Estimate a comfortable rent range from household income and costs.

How much rent can I afford?

Use a room-by-room checklist to help protect your rental deposit.

How do I protect and get my rental deposit back?

Review tenancy wording for clauses that deserve closer attention.

Is this tenancy agreement fair?

Turn a tenancy situation into a sourced rights-checking plan.

What are my rights as a tenant?

Assess a proposed rent increase and draft negotiation points.

Is this rent increase fair and how do I push back?

Calculate gross and indicative net rental yield for buy-to-let.

What rental yield will this buy-to-let make?

Check an indicative interest coverage ratio and rental stress test.

Will this buy-to-let pass the lender's rental cover test?

Create an indicative UK property capital-gains calculation.

How much capital gains tax will I owe on a sale?

Estimate tax on rental income with finance-cost restrictions.

How much tax will I pay on my rental income?

Estimate the additional-property tax on a second home or buy-to-let.

How much extra stamp duty on a second home?

Turn lifestyle priorities into a transparent area-search brief.

Create a joined-up checklist for broadband, flood, crime, radon, and local research.

What's this postcode like to live in?

Research supermarkets, gyms, pubs, transport links, and other amenities near a postcode.

What amenities are near this postcode?

Find nearby schools and the official admissions sources to verify.

What schools are near this postcode?

Research recent crime statistics and category context for an area.

How safe is this area?

Open the correct official flood-risk evidence for a UK postcode.

Is this property at risk of flooding?

Check the official radon research route for a postcode and understand its limits.

Is this property in a radon-affected area?

Research coal-mining history and clay-subsidence indicators around a postcode.

Does this property have mining or subsidence risk?

Research listed buildings and official heritage records near a postcode.

Is this a listed building with alteration restrictions?

Search and compare completed-sale evidence by postcode.

What have homes near here actually sold for?

Create an indicative value range from nearby sold-price and property assumptions.

How much is this property worth?

Explore historical trends and transparent future price scenarios.

Where are house prices in this area heading?

Research council-tax band and current local charges by postcode.

What council tax band and cost applies here?

Research estimated broadband availability and speeds for a postcode.

How fast is broadband at this postcode?

Create a demographic brief for finding areas similar to one you know.

Which UK areas are most similar to this postcode?

Create a transparent family-priority scorecard for a postcode.

How family-friendly is this UK postcode?

Assess the evidence needed to judge whether daily life without a car is practical.

Can I live car-free in this postcode?

Research Census evidence about how many local residents moved recently.

Is this UK postcode settled or transient?

Look up and interpret the official deprivation evidence for a postcode.

What is the deprivation decile for this UK postcode?

Create a heat-pump and retrofit evidence checklist for an area.

How exposed is this UK postcode to heat-pump retrofit costs?

Research the Census overcrowding rate around a postcode.

Are homes in this UK postcode overcrowded?

Research owners, mortgagees, private renters, and social renters around a postcode.

What's the renter vs owner mix in this UK postcode?

Research the Census remote-work share around a postcode.

Is this UK postcode a real WFH hotspot?

Research student concentration and its dataset limitations.

Is this UK postcode a student area?

Create a retirement-priority area brief from services, transport, and demographic evidence.

Is this UK postcode good for retirement?

Compare official local house-price and earnings measures.

Can locals actually afford this UK area?

Answer six questions to identify a neighbourhood archetype that fits your preferences.

Which UK area archetype suits my lifestyle?

Research how completed sale prices have changed around a postcode.

How have house prices changed here?