Take-Home Pay Calculator
See your net income after tax, National Insurance, and student loans.
What's my take-home pay after tax?
Indicative monthly take-home pay
£2,858
Simplified England/Wales/NI estimate. Tax codes, Scotland, benefits, student loans and other reliefs can change the result.
How to use this tool
Change the assumptions and the result updates immediately in your browser. The output is a planning estimate: check the entered figures, method, geographic scope, effective date and exclusions before using it for a decision.
Coverage and evidence
- Coverage
- United Kingdom; nation-specific income-tax rules
- Evidence basis
- HMRC and GOV.UK tax-year guidance
- Page reviewed
- 15 August 2026
- Cost
- Free, with no signup
Important limitations
Results depend on the accuracy of your inputs and the stated assumptions. Published datasets can be delayed, incomplete, revised, or cover different geographies. Financial, tax, mortgage, legal, safety, planning and valuation outputs are general information, not professional advice or a decision by a lender, authority, surveyor, solicitor or valuer.
Frequently asked questions
Is this tool free?
Yes. It works without an account and can be used repeatedly.
Can I rely on the result?
Use it as a starting point. Verify important results against the stated primary source and an appropriately qualified professional.